Need help with university/college or whatever there is in your country

Dont come to Bulgaria then :)

I would love to answer your question but I'm still leeching my parents, they pay for my university.
I am about to start working next week though, to at least pay that myself.

You didn't say where you live.. In the USA we have tons of schools that have digital animation courses public and private but I doubt you'd get loans. Canada allows student visas if you have a good GPA but same thing about loans..seriously doubt it. Online courses would be your best bet if you need guidance and just build a portfolio to use for job interviews instead of a degree that would put you in debt. Depending on where you live and potential you might be able to land a scholarship that pays for part or all of your education.

Find out what mainstream job better suits you to make money. Learn job interview mechanics, meaning do dozens of them.
Finally find job. Get better at it while also pursing your dreams on weekends: learn english, animation basics and standard tools. Buy advanced books and master them.
Save money.
Move to a city that offers an animation degree. Find a job in the afternoons and weekends. Enroll for next year. DO NOT get fired.
After university, find job in animation for a low paid junior position.

Good luck.

In Uruguay, there is public free University.
There are also private payed ones for which you can ask for a scholarship.