Why? Prepaid CC...

i use paypal with my prepaid :)

Mine isn't accepted (I've assumed because the cards I buy lack identifying information), which means I'm limited, and pissed off when sites claim to accept Visa (meaning I'll spend NZ$30 to grab a new card), then take me to a PayPal account creation when I try to buy something.

PayPal may take them but it doesn't mean you can use them for everything. Take Netflix for example. The misses wanted her own Netflix account and doesn't have credit to get a credit card. She bought a pre-paid and used PayPal to setup her account. It didn't work and when she called Netflix and asked why. They flat out told her they scan for pre-paid cards and are setup with PayPal to only take payments if the account holder has a real credit card on file.

Why is this, because they need to know that the money is going to be there on your account while also having your real billing information in case needed for something like fraud or damages to their services caused by you the user.

My question is, why are you wasting money on pre-paid. You should just get a real card, have it co-signed if need with a limit of $100 or $200. This will allow you to get the things you want and at the same time build your credit rating up for bigger things later on. That's what I did, and I got a score now that up in the 800 range and I'm only 24 years old. Got approved for both my car loans. My 1st car a year ago I waited a day for it to be approved. And just a few months back I got a brand new fully load jeep wrangler 4x4 4 door sharha unlimited and was approved on the spot. Guy said it could take 2 hours for the back to approve me and that he don't think they match the interest rate for me that was offered by another bank. 5 mins later he calls me and saids your approved and they will match the rate, keys are here waiting for you.

So my point is, forget pre-paid, go with a real one, even if you got to get a low limit and a co-signer. Only use it when you can pay cash for what you are buying. And always put the cash back onto the card before the bill comes out. You will never pay interest this way and will build up a good credit score for the furture.

paypal certainly does not. I have tried. they tell you you entered an invalid number bill the card they "couldn't find" $1 for each attempt and then delete your emails when you contact support about it.

i have, mastercard though...But i'm from EU so maybe that has something to do with it

fine, so borrowed without permission(or notification) and every intention of giving it back....only they didn't/
(instead they entirely ignored emails to support(even though the locked account proved they read them) asking(politely, the whole theft/"Demand for my $3 to be returned" thing didn't happen until the very last one and that was only to make a point and see if maybe they'd reply to that at least) why the card didn't work even though they could clearly bill it which was all I wanted to do anyway(this was before they added that line about gift cards) and then locked my account(incidentally making me lose my $30 ebay giftcard I had already linked(ignored that message too)) and having to start a new paypal if I wanted to use their service(i don't obviously since if anything ever goes wrong I know what to expect) ever again in the future. the $3 wasn't the point at all)
same difference :shrug smiley that I don't know of: