Same here, Visa Debit Cards are super convenient, the only downside is that in my country Paypal only works with Credit cards, it saddens me that Google Wallet was terminated this month :(
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If you are a student there are some locations that give lower fees and additional benefits, is that something you looked into, I don't have much info or help, but idk there could be multiple cases where you might be elligable for extra perks in a debit/credit card
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Yeah, not seeing the problem here. Be a grown up and get a credit card.
You bank account should have nothing to do with it. Credit cards (at least in the US) are not tied to bank accounts. DEBIT cards are, but you don't need one of those to get a credit card. It's not a big hassle to set up (as you claim several times). It's an application form. Name, address, some financial info to verify you are who you say. Hell, these days you can apply online and usually get the approval in minutes.
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It could be difficult if he has no credit. I recently applied for a student credit card and got denied because I didn't have a credit history.
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Long Version
So hello! I am european and for the least 1 year, i have been buying games with "paysafecard" it is super easy to use and to obtain. It has been amazing this last year, i bought some games on Steam and even Minecraft with it... But in the last past weeks, i discover bundles, the bad part of this is that this bundles normally come from smaller U.S.A based companies that don't support paysafecard... if you are american, the majority (like 100%) of websites uses paypal or credit card (or paypal payment method that accepts both), and a credit card it is just a b*** to set up... so i decided to create a paypal and loaded it up with my paysafecard, funny enough you can only put money on your paypal with a credit card (funny thing since paypal is the most known online payment method.. and it does not accept paysafecard)...And yet i was screwed again.. so for the first time in my life... and ad....... catches my attention..."Paysafecard Mastercard", it is just a prepaid card, that acts like a credit card, that i can use on online shops, and i don't need to go to the bank to set up stuff e etc.
Small Version
Paysafecard Mastercard Prepaid Card For Buying Stuff At Online Shops, Like Bundles, Etc.
So with this i can solve my problem... A card that i can use on 99.99% online shop's and i can put money on it, super easy...
But i have some questions... Since Ads are something, truth is another...
1 - Will it work on all online websites? Like Humble bundle, Amazon, Teespring, G2A, Steam And other online shops... of whatever.. life of bundles like IndieGala? (This using the paypal or credit card (or paypal payment methot that accepts both)buying system)
2 - Can a "prepaid card" affect payments in relacion to "credit card" in on your day to day shop's/ATM payments/transactions?
3 - Since i use euro, and want to buy in a dollar market, will it work fine? i guess, since they take "2 % fee for payment in foreign currency"
4 - If you have one, any downsides widen?
P.S - 1 - I do know of the 9.90 euros for year, and fees. Just like a normal credit card... at least here you paid a year fee for it.
P.S - 2 - Yes i am +18, but again i don't want to create a credit card with my main bank account because it will be a b**** to set up, and in that rare case that someone's hacked my computer, i will probably be happy only losing the card content that than all bank account. And if i want to put money on my bank account it will take 2 to 1 week to the bank to accept it... with paysafecard it seems a lot faster '-'
Plus Info For You
Complete spending control - no credit check, no risk!
The balance on a paysafecard MasterCard cannot be exceeded, so there’s no risk of running up debt and no credit check is needed. The card is also not connected to your bank account in any way.
Low costs and fees
Only €9.90 annual fee
4 % fee to top up the card (as is standard for prepaid cards)
3 % (min. €3.50) fee for ATM cash withdrawals
2 % fee for payment in foreign currency
More Info -> https://www.paysafecard.com/en-ie/products/mastercard/
Disclaimer: I am not advertising paysafecard...
Tags: Log Post It's Posty
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