Does its against the Steam TOS?
No i dont think it is. But you would lose 15% though
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Not against ToS for sure, but It's pointless though. On a deal like that, the buyer is just plain dumb because you can buy steam credit (legit way), without the 15% fee.
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You are mistaken. Many people doesn't have access to a credit card, paypal, or any other conventional payment method. Such is the case for many people in South America, for example.
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Usually traders use this to cash out so he would obtain the funds at 80% of ordinary charge price (similar to reselling keys and whatnot) or so. Still I'm not sure how this can not be against the ToS as it's basically trading real money for Steam money outside their system... I think it's more that they plainly don't care (since they earn money off fees anyway).
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Because i just read this in their TOS:
"Steam Wallet funds have no cash value and are not exchangeable for cash. Steam Wallet funds that are deemed unclaimed property may be turned over to the applicable authority."
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But he's in every practical sense exchanging funds for real money. Obviously Steam can only detect the Market part of the transfer (which is no doubt suspicious by itself) but just because they cannot easily prove that more than that has happened, doesn't mean that the act itself is not against the ToS.
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Exactly as Sighery says. It just means that they won't exchange your steam wallet funds for real cash.
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feeding them with fees, is not only allowed...valve will love you for this
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This only means that you cant exchange steam wallet for irl money. Edit: not directly ofc. And another edit: i cant seem to reply on phone.
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Be careful! If some item is priced for 0,03€ at the market and you put the same item with a big price difference (5€ of example) you will get a ban because trading funds. There was a topic about a case like this in reddit but I can´t find it now
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You situation is quite particular, how will you buy steam funds from someone else (it's more orthodox to have someone else buy you a game and then trade it to you)?
And why won't you just buy the steam wallet credits directly from Steam so you won't lose 15% of them in the process?
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some users, especially minors or ppl living in countries with restricted financial markets, may have problems accessing payment method acceptable by steam. For a lot of countries geting Debit/Credit Card is not easy for even young adults until you earn enough money. In some countries minors under certain age cannot have bank accounts. Paypal or Moneybookers wil not accept money from certain banks in certain countries that are viewed not trustworthy. Parents can restrict minors bank account for example disallowing bank transfers and online payment. Finaly he may only havereal cash and nothing in the bank and want to pay cash to trader he knows IRL in exchange for wallet.
Asfor how to buy funds from someone else: let's say person A has 30$ steam wallet and person B has 0.03$ worth CS:GO skin. Person B puts CS:GO Skin on the market for 30$, person A buys this skin, after valve cut 25.5$ is transferred to person B wallet.
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Very insightful! (no sarcasm) But still, he could pay the person with cash for a game directly or pay the person with cash so he/she makes the card payment to Harel's account too, in both scenarios Valve wouldn't take their 15% cut.
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he may don't want to buy any particular game atm, but not having access to Steam-acceptable payment method he may want just to have money in his wallet, just in case - for example to be able to quicky take advantage of pricing error. Or just want to save money for upcoming Summer Sale. Finally he ay want to use this money for some in-game purchases not avaiable on Steam Marketplace - purchases in TF2 store for example. Or subscription to sub-based MMO accepting Steam funds. All these may be bought only directly from your account ;)
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Very valid points! I forgot we were talking about a Steam Wallet Funds transfer, which I didn't know that it was possible at all to be frank... (I still don't understand how, can you put it in an inventory trade or what?)
But still, I was rather thinking of paying cash for someone to use a credit/debit card, so your arguments are much valid once I remembered that we are talking directly about steam wallet funds.
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there are generally two kinds of items you may put up in steam marketplace. Stackable ones (like trading cards, booster packs, TF2 items) and not stackable ones (like CS:GO skins). In stackable ones buyer will always automatically buy cheapest ones avaiable. In non0stackable ones buyer manually choose which offer to buy. Because of that he may search market manually for specific overpriced item from specific seller. If let's say normal prie for an item is 0.03$ there it will be easy to find same item priced 30$ ;)
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So if he wanted to boy a $300 of steam wallet he will need to search for a cheap card priced at $300 (plus or minus the 15% cut)? Quite interesting!
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not card, cards are stackable ;) it must be unstackable item ;) just look at items in link i provided ;)
plus max price of an item on the market is 200 or 250$, so 300$ is impossible ;)
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Wow! So much Steam market knowledge... thanks for teaching me master :D
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Traders looking to cash out their profits are willing to trade Steam funds at reduced prices so they can receive real money to use on real life stuff. They get their money, and the person who buys the Steam funds get a discount (usually about 80%) so they charge their wallet cheaper than usual. I believe the word you are looking for is 'peculiar' btw :)
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I didn't know that! Crazy world... and both "particular" and "peculiar" work as adjectives to describe such situation :D (although peculiar communicates better the strangeness)
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I still don't get it when people mention "trading Steam wallet", does that mean you'd give somethinig to them and in trade they buy something for you with their virtual wallets?
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Valve doesnt care.
I keep using steam wallet cash as a currency for trades not really related to steam ... And i bet volvo are more then happy bout the 15% i lose every time :)
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As long as this is not in exchange for trade-able keys, you should be fine: http://www.reddit.com/r/Steam/comments/35113t/account_restricted_for_fraudulent_activity/
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It is not illegal But you must be careful. A common scam nowadays is to sell items from hacked account and offer steam wallet funds. If you fall for that you account gonna get all the possible restrictions and no way they would be lifted.
And bear in mind old good CC fraud
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Hello,
My question is, Steam will ban me if im buying steam funds from someone in steam?
I mean, the transaction will proccess via steam market. its legal or against the rules?
Thanks :)
Have a nice day.
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