Hey grez1 I have been following your story about the hurricane for a while now, I have some questions:
Wouldnt be more "future proof" solution to move to another state that doesn't have this issues? I live in a country where devastating hurricanes hit every year. The thing I have in mind is, if I were you I would hate to do all this effort to restore my house just for the same to happen next year or next years. Do you feel this way? Hope never happens to you again, maybe there are some infrastructural projects your state can do to reduce the overall damage of the phenomena
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Well, you have to remember that this was a freak occurrence of events. It was just a category 2 hurricane, which we usually just laugh at when they go by. Seriously, you might get some shingle damage or some downed trees, but we're talking a couple of grand in damages, max, and you fix up a couple little things and move on.
But the problem with Harvey was that it landed right when there was a 3,000-mile-long stationary front parked right over Southeast Texas. Now, my Dad has been a pilot for over 50 years and said he's never seen a stationary front that big in his life. They're usually a couple of hundred miles across, and big storms like hurricanes just sort of slide around them. But this front stretched almost the length of the US, and so it just parked the hurricane right over Houston and the surrounding area. That dumped about 50-100 times the water you would usually get, even with a much stronger hurricane, because it just kept pulling it from the warm ocean and dumping it on the land.
It was NINE TRILLION gallons of water in the Houston area. It was so much water that it actually compressed the Earth's crust two centimeters in this area (no, I'm not joking). And, despite that, my neighborhood might not have flooded at all, or at least very little (replace some floors, and open up walls low down to ensure everything is dried out...nothing that would keep you from living in the house) if it weren't for the Army Corp of Engineers and the Harris County Flood Control district deciding that the reservoirs were dangerously full and deciding to release water from them at 200% of the maximum rate that had ever been done in the past.
Essentially, my neighborhood was sacrificed to ensure that there wasn't a catastrophic failure of the reservoirs (and a subsequent 20-ft tidal wave washing across Houston and killing thousands). The worst part is that engineers came to the county well over a decade ago and told them that they needed a third reservoir in the case of a catastrophic event because there was too much construction west and north of Houston, and those areas hadn't designed their own retention...and all of that water would just head to the reservoirs design for Houston. They said that it was too expensive. [Yeah, how expensive was this crap? I'm betting at least 10-20 times more costly.]
So, for this to happen again, we'd have to have an event that statistically is a one-in-a-million-year event (maybe even rarer) combined with mismanaged infrastructure (I'm betting that third reservoir gets built now). Our house is 40 years old and hasn't ever flooded from a hurricane in the past. Heck, it's hardly had any shingle damage, and it's been through a couple of category-4 storms.
Technically, we aren't even required to have flood insurance because we're not in the 100-year flood plain. Now, we have it anyway, because we're those people (and this past year, we were really thankful that we're wired up that way). But that's why it's understandable that so many of our neighbors didn't have it. But, even with insurance, we're still out thousands of dollars from our own pockets...it didn't cover all of the loss. But, it was a lot better than having nothing and did cover most of our expenses for the rebuild.
Anyway, there you have it. We don't intend to move...we really like where we live, and what happened here shouldn't ever happen again. I grew up in Indiana, and they have tornadoes...California has earthquakes...Washington state could experience a significant volcanic eruption basically any time...Florida gets hurricanes, all of the Northeast gets blizzards and ice storms...almost no matter where you go, there's some kind of potential for natural disasters. Our risk here really isn't any worse than any place else we would consider living, and is actually less than most.
Wow, that was a lot longer response than I expected to give. LOL I hope that helps explain things...I promise that we're not crazy, stupid, or even ignorant about this. I mean, we're probably crazy, but it's for completely different reasons. Ha ha ha ha ha
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Damn, that was quite insightful, now I understand your context a bit more, Harvey was one of a kind then. I really hope your local or federal government invest the money required to build the safeguards to protect you and other people, its infuriating that they are reacting after the disaster instead of preventing.
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Yes, I totally agree. Unfortunately, the way that the government works is usually to just solve things as cheaply as possible instead of doing things the right way. I hope that this teaches them enough of a lesson that they'll at least get this one right.
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It sucks to hear insurance didn't cover the whole cost, but I'm glad to hear you guys had one against flood unlike most of your neighbors. Must be terrible for them though. Government won't help at all with some of the costs?
Hopefully they will build the third reservoir and do whatever else it takes to prevent this kind of things from happening again or least least to minimize the possible damages as much as possible.
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There are a TON of lawsuits for all of the people that didn't have insurance. It's essentially a reverse condemnation case, where the the government has basically seized your property for its use (for a good reason in this case: to save lives and and much of the rest of Houston as possible). That's fine, but in that kind of case, the government is responsible for compensating you for all of the property damage that you incur because of their use of your property...and of course, they're not just volunteering that money. So, people are having to sue the government to get them to cover the loss.
If the flooding were strictly from the storm, then people wouldn't really have a case. But in our neighborhood, where the government basically turned it into Atlantis to save other areas, there's a good case there. Not worth it for us to participate since we have insurance...if you win, you have to pay back the insurance settlement you've already gotten, and after the lawyers take their huge cut, we could actually end up with less compensation than our insurance pays in the first place. So, for us, it's a matter of being thankful that we're at least good savers and have the capability to pay for the additional work and get back on our feet.
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if it's anything like Katrina's aftermath, the storm insurance companies will be volleying the ball over "you needed flood insurance, not storm insurance" and the flood insurance people will be "this is storm damage, not flood damage". Glad that doesnt appear to have happened to you. Also, thanks for all the information! I learned quite a bit from that long comment!
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After Katrina, all flood insurance got moved to the US gov't (FEMA), so that ended that whole finger-pointing thing. They're inefficient, but at least they're clear on what they cover and there's no argument there. Biggest issue is that, after FEMA pays out the money, it all gets held by your mortgage company, who doles it out AFTER repairs are made (and you really need the money beforehand to pay people). So, the bank ends up being the biggest bad guy in trying to get to money that is actually yours. There's always something. lol
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Yeah, that's still pretty bad. We're probably one of the first three houses to be fully habitable. There are probably 30-40 houses with people living in them, but it's basically advanced camping...mostly older people with grown kids, so they're just sleeping upstairs and avoiding paying for a rent house or apartment, and they just eat out for every meal since they don't have a functional house.
So, it'll be a little bit of a ghost town when we move back in, but both of our neighbors on either side of us are about 1-2 months behind us, so we'll at least have them back pretty soon as well.
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Thanks!
And yeah, Choooooooo-chooooooooo!
(I tried to put in a few weirdo/interesting things that I picked up on Indiegala that I haven't seen given often...hopefully you'll find some stuff in there that you like. π)
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Great news, will be nice to be home!
Thanks for the GA's!
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So, for anyone who has spent more than 5 seconds reading many of my posts or the text in many of my discussion threads, you should know that last year, my house was totally and completely flooded by Hurricane Harvey. We had five feet of water in our house for almost two weeks, and we've been working on rebuilding the first floor ever since. We haven't lived there for the past eight months.
However, the work has been coming along well (better than expected, really), and we're planning to move back into our house in another week! It doesn't mean that everything is done, and we'll still be working on things for probably the next 3-5 months to reach the true finish line. But, we have floors, appliances, and internet access, so that's half the battle right there. ππππ We'll be able to be in the house, cook in our own kitchen, and not have to drive over there to meet contractors and such. So, things are getting better.
I thought that I'd make a train in celebration of this day. It ends this coming Saturday, which is when we're planning to move back into our house. Enjoy the ride (I'm glad that this particular one is about over for me...lol)!
Choo-freaking-choo-choo-choo: ππππππ
BTW...there are a couple of nice DLCs that I have running an extra 24 hours in case the winners of the base games want to enter.
Also, there are carts in the train for people at levels 0 through 7+. Obviously, there are more interesting and valuable games toward the higher end of that spectrum, but I've tried to put in interesting things at various value levels throughout. Have fun!
EDIT: I just wanted to say "thanks" for all of the well-wishes. I apologize that I don't have time to respond to them all. But seriously, I really appreciate it. We still have a lot of work ahead of us, but at least we'll be at home and can do it when it's convenient instead of planning a trip over to the house and having to carve out 3-4 hours. Of course, about a day after we move back in, I have to fly out of town for work for a week. C'est la vie. π δΉ( β ΰ±ͺβ)γ
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