Bank loan interest question

Hey guys, can you please help me with this question? I'd appreciate it :).

A bank offers its customers two different savings accounts.

On the one savings account interest rates are 3.0% per annum with semi-annual payments.

On the other savings are on full-year payments. The interest rate on this
account is:

2.0% a year the first year.

2.5% a year the second year.

3.0% per annum the third year.

4.0% per annum subsequent years.

A customer wants to deploy DKK 10,000 in a savings account. The amount in the account
be lifted after five years.

Show by calculation, which of the two types of savings accounts, which is the most advantageous
for the customer.