I'm the only here who does not have a visa?

Open up a bank account; you could probably do a student/parent monitored one.

I'm 20 and I still don't have a credit card. Should probably make one soon. Haven't really tried.

Well, I'm 21 and I don't have one neither.

Yes, I'm poor.

I have it since recently :)

to which country?

God bless ELV aka Direct-Debit! Works everywhere in Germany & is completly free, if you have a bank account.
Btw: I actually laughed, when a saw that our gas stations put up those "NO Visa, NO Mastercard - NO credit cards accepted" labels everywhere. ;)

YES PARENTS ¬¬, my parents hate the credit cards, because they scammed them before :s, and for that i have to get games trading (a horrible form u.u, since no one trade in this summer sale the good things)

Yeah, it's pretty annoying that I can only play with PaySafeCards. I forgot to buy some and now I only have like 15€ -.-

nope, i dont have one xD

i don't have one, what's the deal?

I have one but never went to the bank to put a pin on it :P

I luckily have parents that trust Steam and Paypal.

As an adult I do not have any problems making purchases on the internet. Have fun not buying any games kiddies.

Gamestop just started selling these. Steam Card